افضل_تأمين_صحي_الاردن

Medical Insurance

Medical insurance logo

“He who has health has hope, and he who has hope has everything." 

Delta Insurance has worked hard to achieve this statement by forming partnerships with all of its clients based on comprehensive health insurance programs designed to meet the rising cost of living and medical expenses, as well as programs that will last you a lifetime and allow you to continue on your journey without worrying about your health and wellbeing.

Delta has committed its programs to protect the entire family through individual health insurance, allowing you to provide the best health care for your family members from diagnosis to recovery without worrying about the associated costs.
 

Medical insurance logo
Explore our packages and complete your online application today to get 10% off!

Why Delta Medical Insurance?

1

Guaranteed lifetime renewability after the second year of membership

2

The possibility of providing unlimited coverage inside and outside the hospital

3

The possibility of unlimited coverage for prematurity, cancer, and congenital and hereditary diseases

Delta Medical Insurance

Delta Insurance's focus has been steered on developing medical programs that accompany all of its customers for life. Delta has been keen to provide exceptional services that include a wide network of hospitals, doctors, laboratories, radiology centers, and pharmacies. Our programs have emerged through exceptional features, including guaranteed lifetime renewability within specific criteria, in addition to covering diseases such as cancer without any additional fees.

Delta's medical insurance team worked hard and relentlessly to design packages that suit every need and have come up with four distinct ones; three that offer in-hospital and out of hospital coverage, and one that offers in-hospital coverage only.

The platinum package tops the medical insurance packages, with a wider range of coverages and benefits, followed by the gold, silver, and bronze packages.

The table below provides a summary of the coverages available per package for your convenience:
Did you know?

Through our partnership with HealthHub, you may cover the expenses of health and cosmetic procedures that are not included in your insurance program.

Benefit Essential Comfort Superior Superior Plus
Scope of coverage In-hospital Only In-hospital and out of hospital In-hospital and out of hospital In-hospital and out of hospital
Class A A A VIP
Annual limit 1,000,000 100,000 1,000,000 1,500,000
Annual limit per case 1,000,000 10,000 1,000,000 1,500,000
Maternity coverage 1,000,000 10,000 1,000,000 1,500,000
Cancer coverage 1,000,000 10,000 1,000,000 1,500,000
 Congenital and hereditary diseases coverage for newborn 1,000,000 10,000 1,000,000 1,500,000
In-patient coverage 100% 100% 100% 100%
Out-patient forms Not covered 8 Forms 12 Forms 16 Forms
Doctor visit deductible Not covered JOD 2 JOD 0 JOD 0
Out-patient coverage Not covered 80% 90% 100%
Dental benefit Not covered Not covered Not covered 80% coverage with a limit of JOD 150
Optical benefit Not covered Not covered Not covered 80% coverage with a limit of JOD 100
Routine medical check-up Not covered Not covered Not covered Covered for one time only through a specific laboratory with a JOD 25 deductible

 

Superior Plus Package

The most comprehensive package!

This package provides the largest number of medical forms and VIP accommodation within hospitals with unlimited coverage for all treatments.

This package includes the following features:

  • Comprehensive coverage both inside and outside the hospital, with a ceiling of JOD 1,500,000
  • VIP in-hospital accommodation
  • Coverage of pregnancy visits and childbirth
  • 16 out-patient forms
  • 100% coverage for out-patient treatment
  • No deductible for doctor visits
  • Cancer benefit coverage with a ceiling of JOD 1,500,000 
  • Optical benefit coverage with a cap of JOD 100 and a 20% deductible
  • Dental benefit coverage with a cap of JOD 150 and a 20% deductible
  • Routine medical examinations with a one-time deductible of JOD 25 

Superior Package

The most popular package!

The Superior package provides an outstanding quality of medical services, in addition to a small deductible for treatment outside the hospital.

This package includes the following features:

  • Comprehensive coverage inside the hospital, with a ceiling of JOD 1,000,000
  • Class A in-hospital accommodation
  • Coverage of pregnancy visits and childbirth
  • 12 out-patient forms
  • 90% coverage for out-patient treatment
  • No deductible for doctor visits
  • Cancer benefit coverage with a ceiling of JOD 1,000,000 

Comfort Package

The basic package!

This package covers basic medical needs by providing health care inside and outside the hospital.

This package includes the following features:

  • Comprehensive coverage inside the hospital, with a ceiling of JOD 100,000
  • JOD 10,000 limit per case
  • Class A in-hospital accommodation
  • Coverage of pregnancy visits and childbirth
  • 8 out-patient forms
  • 80% coverage for out-patient treatment
  • JOD 2 deductible for doctor visits
  • Cancer benefit coverage with a ceiling of JOD 10,000 

Essential Package

The economic package!

This package offers comprehensive coverage exclusively inside the hospital with open ceilings at a discounted rate.

This package includes the following features:

  • Comprehensive coverage inside the hospital, with a ceiling of JOD 1,000,000.
  • Class A in-hospital accommodation
  • Coverage of childbirth operations
  • Cancer benefit coverage with a ceiling of JOD 1,000,000 

Delta Insurance - HealthHub

Delta insurance has partnered with HealthHub to provide customers with installment plans to cover the cost of medical procedures and treatments that are not included in our insurance programs such as:

  • Dental implants, veneers, and a Hollywood smile 
  • IVF procedures, such as embryo testing and egg freezing
  • Cosmetic ophthalmology
  • Obesity-related operations of all kinds
  • Cosmetic surgery

FAQ's

Am I covered outside the Hashemite Kingdom of Jordan?

The possibility of covering all cases outside Jordan for emergency cases only after it is paid by the insured directly and paid by us (after we are provided with the original and detailed invoices attached with medical reports translated into Arabic or English and a copy of the passport showing the exit and return stamps To and from the Hashemite Kingdom of Jordan, according to the rules) and according to the prices approved by us, with a minimum of the prices of the Medical Association for the year 2008, and any discounts are applied to it according to the conditions and coverages of the offer. (The incomplete claims that do not meet the requirements mentioned above will be reviewed until we are provided with the deficiencies to be duly disbursed within the period of validity of the insurance contract, and that the claim is settled at the exchange rate of the Jordanian currency with the date of the claim and the date we received it whichever is less), provided that you notify us within 48 hours.

Am I eligible for insurance?

Medical insurance covers individuals up to the age of 58 with packages inside and outside the hospital, and up to the age of 64 with a package inside the hospital only, according to the insurance request.

Are existing pregnancies covered when subscribing to the insurance?

Existing pregnancy at the time of subscription will be excluded, in addition to prematurity, diseases, and congenital anomalies for the newborn and the first-year vaccinations.

Does continuity imply that past cases are covered?

Continuity indicates that waiting times are shorter, but it does not imply that earlier instances are covered by insurance.

How can you profit from Delta and Health Hub's collaboration?

This collaboration allowed all of our clients to pay for surgeries that were not covered by insurance through installment plans made available through a respected network of banks.

How does the family insurance subscription work?

Except for individuals who have documentation of effective private insurance with another company, residency outside the Kingdom, or children over the age of 18, insurance is required for all family members and according to the family book.

How is hospital emergency coverage?

The emergency visit is covered by treatments outside the hospital and is subject to a percentage that bears outside the hospital unless it is accompanied by admission. Emergency visits are not covered by contracts inside the hospital only unless they are hospitalized.

Is it possible to subscribe to insurance for non-Jordanians?

All nationalities are eligible if they have a legal residence in the Hashemite Kingdom of Jordan.

Is plastic surgery covered by my health insurance?

Dental implants, veneers, IVF procedures, cosmetic ophthalmology, obesity-related surgeries, and plastic surgery are all examples of non-covered treatments and operations.

What are the pre-insurance cases?

The pre-insurance condition is any medical condition diagnosed and known to the insured and/or the contract holder (the insured) or any condition resulting from injury or illness and treated by medication or surgery or medical advice given regarding it prior to the date the insured joined the insurance contract.

What does my medical insurance cover?

Hospitalizations, pregnancy evaluations, and births, cancer benefit coverage, vision coverage, dental coverage, routine medical check-ups, and much more!

What information is required to get insurance?

The insurance application must be completed entirely, a copy of the owner's identity, the family book if necessary, and the customer's application for identification must be completed.

What is your medical network?

Delta provides a wide network of doctors, pharmacies, laboratories, radiology centers, and hospitals throughout the Kingdom.

Will I be granted continuity?

Granting continuity to individuals depends on the existence of a previous individual insurance for two preceding uninterrupted years, and that the period of interruption from the previous contract does not exceed 30 days.

Will insurance cover earlier cases?

The preceding insurance case is an excluded case from the insurance contract and cannot be covered unless the insurance application is filled out and evaluated by our experienced medical team to determine the possible coverage ceilings and the additional amount.