General Insurance

This program protects organizations from lawsuits arising from injuries or damages to other people or property, and it compensates any legal fees spent by the covered party if it is proven accountable.

Unlike other forms of insurance, this program protects third-party responsibility, not the policyholder. As a result, Delta Insurance was eager to give customers the appropriate guidance to increase their awareness and understanding of their legal rights and duties, as well as the risks associated with their projects and everyday operations. As a result, Delta has developed specialist insurance packages to safeguard them from any loss as a result of incidents that may expose them to any third party.

What is third-party liability insurance?

• Coverage that protects you financially as a result of the insured's legal liability towards the third party.
• Insurance against third-party claims resulting from bodily harm or property damage.
• Covers legal costs and payments that may be incurred by the insured

This insurance policy may appear restricted at first glance, but it is one of the most complete since it offers supplementary coverage for the costs of personal injury, total disability, and death caused by personal accidents.
This program indicates the employer's concern and eagerness to safeguard his staff from dangers that may occur outside of the workplace. Based on payment schedules, the program also focuses on paying the costs of bodily harm, incapacity, and even death resulting from such incidents.

This program, which covers the same coverage as personal accident insurance, intends to cover expenditures incurred as a consequence of work-related incidents.

This program is regarded as one of the most beneficial in the case of a catastrophic accident that may have a significant impact on the firm’s employees and their families, as contracting companies, factories, and others will be able to secure daily workers and project workers throughout the project term.

This program is also distinguished by the fact that it includes solutions tailored to each organization with the goal of protecting employees and the organization as a whole, as well as working to compensate the employee during the period of injury that prevented him from continuing to work.

This program covers the legal compensation that the professional must pay as a result of a professional error or negligence that may harm a third party while the insured performs his work duties in that profession, including those with regulated professions such as doctors, contractors, pharmacists, certified accountants, lawyers, and engineers.

The fees associated with any claim under this scheme are too high, resulting in financial ruin and company disruption. To deal with the expensive costs of accidents, many firms have made this form of coverage a necessity, knowing that the value of legal expenditures may often be quite high.

Although this insurance program is distinct from others, it has become an essential need for businesses implementing current risk management tactics. These dangers include legal proceedings that managers and executives may face. As a consequence, Delta Insurance, in collaboration with worldwide markets specializing in this type of insurance, offers a program that provides insurance coverage to workers, shareholders, regulatory authorities, and other relevant authorities in the event of administrative judgments and the resultant losses.